In 2017 there were 128,188 reportable car accidents in the State of Pennsylvania and 80,612 resulting injuries. 11,160 of those accidents occurred right here in Philadelphia with 7,977 resulting injuries. No one gets in his or her car expecting to get into an accident, so it is impossible to prepare for the disruption a car crash can cause in your life. Property damage, injuries, insurance companies, missing work, and medical bills are just a few of the disruptions that often have to be dealt with after car accidents. If you have been injured in a car accident due to another driver’s fault and you are wondering if you need an attorney, the answer is yes. Call Philadelphia car crash attorney, Daniel S. Doyle, to schedule a consultation. Let our car crash experts help to keep these disruptions to a minimum while you recover from your injuries.
An important fact about insurance companies: They are not on your side and they are not looking out for your best interests. If you receive a call from the at fault driver’s insurance company, you do not have to talk to them. Insurance companies have two goals in these phone calls:
Admit fault – Insurance companies will record your phone call and they will use what you say to try to attribute at least some or all of the car accident fault to you. If they can pin some of the fault on you, they will use that to avoid paying all of your damages and injuries.
Limit your injuries and damages – Insurance companies will also lead you to talk about your injuries and damages. They will be paying close attention to your words and use them in an attempt to prove that the extent of your injuries and damages are less than what you claim.
Furthermore, if an insurance company calls you with a settlement offer, you should understand that they want to settle quickly and they want to pay the least amount that they can. An experienced car accident attorney knows these tactics, is skilled in negotiating with insurance companies, and will gather details to help determine the value of your claim. He or she will then discuss the strengths of your case with you, the risk involved in going to trial, and whether or not the insurance company’s offer fairly compensates you for your damages and injuries.