Sustaining a personal injury can be a significant setback for victims. If you or somebody you care about has been injured due to the careless or negligent actions of somebody else, you likely have many questions. Here, the Philadelphia personal injury attorneys at the Dan Doyle Law Group want to answer some of the most common questions that we receive from clients. Contact us today for a free consultation of your case so we can get to work securing the compensation you or your loved one are entitled to.
The truth is that most personal injury cases are resolved through a settlement with insurance carriers. Depending on what type of personal injury you have sustained, you will likely be dealing with some kind of insurance carrier. In some cases, this may be a vehicle insurance provider (either yours or another driver’s). You may also have to deal with a homeowner’s insurance carrier or an insurance provider for a business.
Regardless of what kind of insurance carrier you were dealing with, you need to know that insurance providers are “for-profit” entities that will do what they can to lower the amount of money they payout in a settlement. Insurance claims adjusters are trained negotiators, and they will use various tactics to lower the amount of compensation the carrier pays. Without help from a skilled Philadelphia personal injury lawyer, an injury victim may end up with much less than what they deserve for their case.
In many cases, victims of personal injuries are unable to work while they recover. It is not uncommon for an injury to keep someone from returning to the same type of work they were able to perform before the injury occurred. This can lead to a loss of future income. If you are injured due to the careless or negligent actions of another person, you should be able to recover compensation for any lost wages you incur. While this could be factored into an insurance settlement, it may be necessary to file a personal injury lawsuit to recover lost income and benefits after an injury.
While it may be abundantly clear that another party (person, company, entity) caused your injury, that does not mean it will be easy to prove liability when working to secure an insurance settlement or through a personal injury lawsuit. Holding someone responsible for your injury may very well involve securing a Philadelphia personal injury lawyer for your case.
Liability can be difficult to prove, but an attorney will have the resources necessary to conduct a thorough investigation into the incident. This can include gathering available video or photo surveillance, speaking to eyewitnesses, obtaining accident reports, and more. Your focus needs to be on recovering from your injuries. Your Philadelphia premises liability attorney will handle everything else.
It is possible that you can receive compensation for the pain and suffering that you endure as a result of an injury caused by another party. While proving pain and suffering is not as easy as proving an actual physical injury, that does not mean that non-economic compensation is not available in a case. A personal injury attorney will work diligently to show how an injury causes the physical, emotional, and psychological pain and suffering of their client. Often, attorneys will add up all of an injury victim’s economic compensation (medical bills, lost wages, out-of-pocket expenses) and multiply that total by a set number (usually 1.5 to 5) to arrive at the total amount of compensation to request for pain and suffering.
The personal injury claim vs. personal injury lawsuit debate has been around for ages, though victims are usually able to get the maximum compensation they deserve through a lawsuit. Our Philadelphia personal injury lawyer explains that often, the medical expenses, loss of income, and other expenses associated with another person’s fault are so massive that the at-fault party’s insurance coverage is not enough to cover them.
Luckily, the victim can file a personal injury lawsuit against the at-fault party to seek full reimbursement for the damages and losses caused by the injury.
If you or somebody you love has been injured due to the careless or negligent actions of another individual, business, or entity, contact the team of the Dan Doyle Law Group for help with your case today. We will conduct a complete investigation into the incident and work to secure full compensation for your losses. An attorney will be able to obtain any evidence needed to prove liability, something that most personal injury victims are unable to do with limited resources.